Jumbo Loans
For properties above conforming limits — common in the Kirkland and Eastside market. I work with multiple wholesale channels to find you the best rate and terms, even on larger balances.
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NMLS #1478853
Your Kirkland Home Loan
Starts With a Conversation
Jumbo, FHA, VA, and Conforming loans — explained in plain language, with rates that actually fit your budget.
Licensed in WA
Responsive Communication
Personalized Guidance
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Loan Programs
Mortgage Solutions Tailored
to Your Situation
Whether you're a first-time buyer, upgrading your home, or refinancing, there's a loan program that fits — and I'll help you find it.
FHA Loans
Lower down payments, flexible credit standards — FHA loans open doors for first-time buyers and those who need a more forgiving qualification path. I'll walk you through every requirement.
Learn moreVA Loans
Zero down payment, no PMI — VA loans are a powerful benefit for eligible veterans and service members. I understand the process and make sure you get every dollar of your entitlement.
Learn moreConforming Loans
Standard loans within Fannie Mae and Freddie Mac limits — often the simplest path to a great rate. I'll help you understand how conforming loans compare to other options for your situation.
Learn moreRefinancing
Lower your rate, shorten your term, or pull out equity — refinancing can change your monthly payment significantly. I'll run the numbers honestly so you know exactly what to expect.
Learn moreRate & Term Analysis
Not sure if now is the right time? I'll compare your current rate to available options and show you, in writing, whether refinancing makes financial sense for your specific loan.
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About Doug
A Mortgage Professional
Who Actually Answers
I've spent my career helping people in the Kirkland and Greater Seattle area navigate one of the biggest financial decisions of their lives. That means showing up on time, explaining things clearly, and never leaving you wondering what happens next.
At OriginPoint, I work with a range of loan programs — from Jumbo loans for the Eastside market to FHA and VA options for first-time buyers and veterans. Every client gets the same attention: a clear explanation of your options, honest numbers, and a direct line to me throughout the entire process.
NMLS #1478853
Licensed Mortgage Originator
Kirkland, WA
Based at 4040 Lake Washington Blvd NE
OriginPoint
Full-Service Mortgage Banker
How It Works
From First Call to
Closing Day
01
Pre-Qualification Conversation
We start with a relaxed 15-minute call. I'll ask about your goals, your budget, and the timeline you're working with. No pressure — just clarity on where you stand.
02
Custom Loan Recommendation
Based on your situation, I'll present 2–3 loan options with real rate estimates and side-by-side comparisons so you can see exactly how each one affects your monthly payment.
03
Application & Documentation
Once you choose a direction, I'll walk you through the application step by step. I'll tell you exactly what documents I need and why — no surprises, no last-minute requests.
04
Underwriting & Closing
My team handles the heavy lifting with underwriting. You'll know the status at every stage, and on closing day, I'll be there to make sure everything goes smoothly.
Client Stories
What People Say
About Working With Doug
Doug made what I thought would be a stressful process feel straightforward. He explained every option in a way I could actually understand, and I never had to wait more than a day to hear back.
As a veteran, I didn't know much about VA loans. Doug walked me through the entire process, made sure I got the best rate possible, and was always just a phone call away.
Refinancing felt like a hassle until I called Doug. He ran the numbers, showed me exactly what I'd save, and got the whole thing done faster than I expected. Highly recommend.
Ready to See What You Qualify For?
Get a personalized rate estimate — no obligation, no hard credit pull. Just an honest conversation about what's possible.
Get In Touch
Let's Find Your
Best Rate
Whether you have a question or are ready to start, reach out however feels easiest. I respond to every inquiry personally.
- Address
-
4040 Lake Washington Blvd NE Ste 301
Kirkland, WA 98033 - Phone
- (206) 390-1587
- NMLS
- #1478853
Message Sent!
Thanks for reaching out. Doug will get back to you within one business day.
